Cheap Health Insurance for Children in California

Everyone needs health insurance, and everyone deserves cheap health insurance; however, due to the rising cost of health care, the rising cost of health insurance, and the rising rate of unemployed individuals, the number of people who have any kind of health care coverage is steadily lowering. It isn’t wise for California residents – or anyone else – to go without health insurance, but some people feel that going without health coverage is the best decision for them at the time. Regardless of what you decide for yourself, you should always make sure your children have adequate health insurance in California.

Finding cheap California health insurance for children doesn’t have to be difficult. California currently offers two state-sponsored health care programs for children; the Healthy Families Program and the Access for Infants and Mothers Program, also known as AIM.

The California Healthy Families Program

This health insurance plan is designed to provide affordable health care coverage to California children who can’t otherwise obtain health insurance. Children who are eligible for the California Healthy Families Program have parents who are considered low income, yet have too much income for any other state-sponsored health insurance plan. The California Healthy Families Program provides health care coverage, dental care coverage, and vision care coverage at affordable costs. California proposes that the California Healthy Families Program may include the parents of eligible children in the future.

Access for Infants and Mothers Program

The California Access for Infants and Mothers Program (AIM) provides health care coverage for pregnant women who are considered to have low or moderate income. To be eligible for AIM, these women can’t be eligible for any other kind of health insurance, or be able to otherwise obtain affordable health insurance. AIM offers reduced prices for a comprehensive package of health care services.

More information about both kinds of cheap California health insurance for children can be found by contact the California Department of Insurance.